Credit is a concept that extends beyond credit cards and credit scores. It is a financial arrangement between two parties, allowing one party to purchase goods or services with the agreement to pay at a later date. In this blog post, we will explore the various aspects of credit, discussing five advantages and disadvantages of
Setting goals is essential for personal growth and achievement. However, it’s crucial to use a method that maximizes your chances of success. In this blog post, we’ll explore the SMART goal-setting process and discuss how creating visuals and measuring results contribute to accomplishing your goals. Setting SMART Goals: The SMART goal-setting process emphasizes creating goals
When it comes to managing our budgets, saving money on groceries can make a significant impact. The rising cost of food demands that we become more creative and strategic in our shopping habits. In this blog post, we will explore several essential tips and strategies to help you maximize your savings on groceries and minimize food waste.
Let’s talk about debt! Do you ever feel hopeless when thinking about the amount of money you owe? According to statistics, the average overall debt per person in the US is $96k and grand total of all debt categories is $16 trillion. Studies also show that 16% of suicides are related to debt. When someone
From a young girl I’ve had an affinity for numbers and a love of teaching. However, my epiphany for all things financial actually started with my first professional job over 25 years ago. International Paper recruited me in college and hired me as a cost accountant at the then Moss Point, MS plant. I commuted
In 2014, I made the best financial mistake; giving back my home to the mortgage company. Yep, you read that right! At the time, I was devastated. But out of ashes, came beauty: The beauty of practical experience that I can now share with my readers. Yeah! I have always had a passion for financial
